National auto loan rates for Jan. 31, 2013 - Bankrate.com

• 4.12% (60-month, new car)
• 4.71% (36-month, used car)

Auto loan rates fell to record lows in Bankrate's weekly survey.

The average rates for 48-month new-car and 60-month new-car loans each slid 1 basis point to 4.04 percent and 4.12 percent, respectively, the lowest they've been since Bankrate began surveying auto loan rates in 1985. A basis point is one-hundredth of 1 percentage point.

Used-car rates also set an all-time low, with the average rate for a 36-month used-car loan lopping off 3 basis points to 4.71 percent.

Department of Transportation Secretary Ray LaHood is stepping down after four years, according to a report by The Washington Post. LaHood, a former Republican congressman from Illinois, waged a national campaign against distracted driving, negotiated to create a 54.5 mpg fuel-economy standard and dealt with a massive recall at Toyota over unintended acceleration. LaHood will remain in the office until a successor is confirmed, according to the report.

Source: http://www.bankrate.com/finance/auto/rate-roundup.aspx

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